Finance and Pensions

If truth be told, it would be possible to devote an entire book on this subject. The increase in our day to day reliance on computers and technology...

When you retire, it doesn't necessarily follow that you are all geared up and have sufficient pension policies, savings accounts and annuities in...

None of us know what's around the corner but your retirement could last 20 or even 30 years so it's important to plan your finances carefully....

Annuities are a way of turning your retirement savings into a regular income. You pay a lump sum to an insurance company and the insurance company...

Many people scale back a bit after retirement, choosing to live simpler lives. Oftentimes, retirees even decide to sell their homes and move to...

It's very easy to spend money on a credit card but not quite so easy to choose the right card for you. Choosing the correct card that suits your...

Clearing debts before retirement would be ideal but the fact is that 50% of retirees will be in debt during retirement. Financial planning for...

Although employees can request to work well into later life there is nothing stopping employers forcing retirement on workers aged 65 and over....

Dealing with creditors after a spouse’s death may seem a daunting task but it is one that should be undertaken as quickly as possible. If there is...

Those who have given little thought to their approaching retirement should consider putting themselves through financial boot camp retirement...

Not so long ago inheritance tax was something that the majority of us didn’t have to worry about. But over recent years, house prices have continued...

Nowadays, we tend to live in a 'buy now, pay later' culture which can suit most financially comfortable people whose income from employment allows...

Money problems can strike at any time of life and retirement is no exception. When serious financial difficulties do arise it is always better to...

how you can switch your utility providers to save money on utility bills and how you can spend money to install energy saving devices. Ways in which...

The state pension age is the earliest age that eligible UK citizens are able to claim their state pension. But under the current government pension...

It’s never too late to start saving for retirement even if the big day is less than a decade away. How much you will need to save will depend on...

How securing your financial future in terms of looking at things like pensions alongside planning an appropriate exit strategy are both crucial when...

There are several types of pension schemes which may be available to you. These include the basic state retirement pension, additional pension,...

Grandparents often set up savings accounts for grandchildren as a way of financially contributing towards their future. Now, many grandparents are...

How you can use the Pension Tracing Service free of charge online to begin the process of looking into whether or not you might have been enrolled on...

Once you have retired, you will probably find that you are no longer eligible to obtain certain lending privileges that you had been accustomed to...

Once you retire, the chances are that unless you have made provisions such as a private pension, savings, bonds or invested in things like annuities,...

For those who can afford to make pension contributions but who choose not to, how delaying planning for your retirement and leaving it until middle...

Whilst we’re all aware that we’ll all die one day, it’s quite incredible to think that there are a large proportion of people who have never bothered...