Free UK retirement calculators.
No signup, no email capture, no log-in. Slider-driven tools with the 2026/27 figures baked in and the assumptions explained.
How long will your pot last? Slider-driven projection with year-by-year table.
Open →State PensionWhen can you claim? Date-of-birth lookup using the current 66 → 67 → 68 timetable.
Open →State PensionIs paying voluntary NI worth it? See break-even and lifetime return on each £956.80.
Open →CountdownLive countdown to your State Pension age and your private pension access date.
Open →IHTWill your estate pay IHT? Models 2026/27 AND the April 2027 change that brings pensions into the estate.
Open →SavingsWill your savings interest get taxed? Stacks the £20k ISA allowance with the PSA and starting rate for savings.
Open →TaxHow much does HMRC top up your contribution? Includes the £100k-£125,140 60% trap band.
Open →Equity ReleaseMax LTV by age, fixed-for-life roll-up, equity left in 20 years. With the no-negative-equity floor.
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