State Pension & Benefits
The State Pension is the foundation of most UK retirement plans. These guides explain how much you can expect, when you can claim and what other benefits you may be entitled to in 2026/27.
Guides in this section
- State Pension age UK 2026: when can I retire?
Work out your State Pension age in 2026 and beyond. The UK State Pension age is rising from 66 to 67 between April 2026 and April 2028.
- How much State Pension will I get in 2026/27?
The full new State Pension for 2026/27, how many qualifying National Insurance years you need, and how to check your forecast on GOV.UK.
- State Pension deferral explained
How deferring the State Pension works under the new rules, how much extra you get, and when deferral is — and is not — worth it.
- Pension Credit eligibility 2026/27
Pension Credit tops up low retirement incomes. See the 2026/27 rates, savings rules, and how to apply through GOV.UK.
- Can I get Pension Credit if I have savings?
How savings affect Pension Credit, the £10,000 threshold, deemed income, and worked examples for couples and single pensioners.
- What benefits can pensioners claim in the UK?
A plain-English checklist of UK benefits older people may be entitled to — from Pension Credit and Attendance Allowance to Council Tax Reduction and the Winter Fuel Payment.
About this section
The UK State Pension is changing. The State Pension age is moving from 66 to 67 between April 2026 and April 2028, and the full new State Pension is uprated each April under the triple lock. These guides are kept up to date for the 2026/27 tax year and link directly to GOV.UK and MoneyHelper for the official figures.